Tenant Screening

Credit Report

This report is provided in strict compliance with the Fair Credit Reporting Act and its use is restricted for the use of extending credit to potential residents for the purpose of living in an apartment community or in a rental property. Each applicant must sign a consent form prior to obtaining a credit report. Also note, Credit Scores can be provided on Credit Reports upon request and for a nominal additional fee.

• Provides a summary of all reported credit activity
• Provides a complete itemization of account activity and identifies apartment collections
• Verifies social security number
• Verifies date of birth
• Provides OFAC terrorist alert
• Equates good/bad credit ratios

TrustLink provides credit review and summarization on all credit reports for you. Clients should refer to the Fair Credit Reporting Act for answers to questions regarding disclosing credit information.

Criminal Search

National Criminal and Sex Offender Search

Just like with Pre Employment searches there is no perfect way to do a tenant background check because of severe limitations in how criminal records are stored and distributed within the United States. The National Criminal and Sexual Offender search is generally an excellent search but varies in coverage from county to county.

To provide you with the best search available, we have contracted with several database providers for this search. Our National Criminal Searches are comprised of information provided from various state reporting agencies including, but not limited to, the Department of Public Safety, Department of Corrections, Administrator of the Courts, County Municipal Records and State Bureaus of Investigation. Information provided includes subject description, felony and misdemeanor charges and convictions, file date, and disposition, when available. Search currently includes Criminal records and Sexual Offender Registry in all 50 states.

We do not recommend running this search by itself. There are limitations to the search in terms of comprehension, accuracy, and FCRA implications. This search is highly recommended to compliment county specific criminal searches.

1. Australia Sex Offender Registry
2. INTERPOL Most Wanted
3. OFAC - Specially Designated Nationals List
4. Denied Persons List
5. OTS - Enforcement Actions List
6. Fugitive List
7. Directorate of Defense Trade Controls - Debarred Parties List
8. Bank of England Sanctions List
9. OSFI - Canadian Sanctions List
10. United Nations Consolidated Sanctions List
11. European Union Terrorism Sanctions List
12. Australian Reserve Bank Sanctions List
13. Office of the Comptroller of Currency - Enforcement Actions List
14. World Bank Listing of Ineligible Individuals
15. OIG - Health and Human Services Exclusions
16. US General Services Administration - Excluded Parties List
17. Palestinian Legislative Council List
18. FDA - Debarment List
19. Most Wanted List
20. MIPT Terrorism Knowledge Base
21. National Credit Union Administration - Administrative Orders
22. Politically Exposed Persons List
23. Federal Deposit Insurance Corporation - Enforcement Decisions and Orders
24. HRSA - Health Education Assistance Loan - Defaulted Borrowers
25. ORA - Disqualified and Restricted Clinical Investigators
26. ORI - Public Health Service - Administrative Actions
27. Texas Health and Human Services Commission Medicaid Exclusion List
28. Immigration and Customs Enforcement - Most Wanted
29. Federal Reserve Board - Enforcement Actions
30. DEA Diversion Control Program - Cases Against Doctors
31. Australia Sex Offender Registry
32. TRICARE Sanction List
33. New York OMIG - Excluded Individuals List
34. FinCEN - Enforcement Actions
35. New York Stock Exchange Regulation - Disciplinary
36. HUD - Limited Denials of Participation List
37. Alabama Medicaid - Suspended Providers
38. FDIC - Failed Bank List
39. Idaho Medicaid Provider - Exclusion List
40. Illinois Office of Inspector General - Sanctioned
41. New Jersey Department of Treasury - Debarment List
42. Monetary Authority of Singapore - Enforcement Actions
43. Hong Kong SFC - Enforcement Actions
44. AU Dept of Foreign Affairs and Trade - Sanctions
45. Tennessee Dept of Health - Abuse Registry
46. Ohio Medicaid - Sanctioned Providers
47. Ohio Medicaid - Suspended Providers
48. South Carolina Medicaid - Excluded Providers
49. Kentucky Medicaid - Excluded Providers
50. Mississippi Medicaid - Excluded Providers
51. Connecticut Dept of Social Services - Admin Action
52. Pennsylvania Medicheck - Precluded Providers List
53. UK Disqualified Directors List
54. HM Treasury - Consolidated List of Financial Sanctions
55. HM Treasury - Investment Ban List
56. Americas Most Wanted Fugitive List
57. Texas Employee Misconduct Registry
58. FDA - Warning Letters
59. Missouri Casino Exclusion List
60. Florida Medicaid - Sanctioned Providers
61. New Jersey Casino Exclusion List
62. California Medi-Cal Suspended and Ineligible Providers
63. CFTC - Disciplinary Actions
64. NCIS - Most Wanted Fugitives

Eviction Search

TrustLink uses the most comprehensive 50-state evictions database available. We offer either a state wide or national Eviction search. This is information not generally included on a credit report. You may receive: court description, case number, dates, amount, defendant name, and address. We do include in this search the different stages of the eviction process so you will receive this information in addition to the final eviction records. Since eviction records may not have sufficient information to establish an exact identity, eviction search results should be taken as indicator of information to be verified prior to making a rental decision. Please note that not all counties in each state report this information.

Landlord References

Just like our verifications for employment, our staff will call previous landlords and verify with them dates of lease, whether the applicant left with proper notice, move in and out dates, whether they paid as agreed, were they late on payments and anything else that our clients wish us to ask. This is a great time saver for any landlord and also very efficient way to find out the real information that you need to know before you lease your property.

We can also verify employment and salary to verify income of applicant.

Score Card

Our automated Scorecard is a simple, powerful recommendation tool for property managers and landlords. It provides an automated means to quickly and efficiently analyze the credit, criminal, and eviction history of applicants and then generate a "pass", "fail", or "conditional" recommendation based on criteria customized by you. Our scorecard can help improve decision turnaround time, reduce delinquency rates, and increase bottom line profits.

Even though our scorecard is flexible and can accommodate most of our customers, our experienced screeners can also provide a score based on your unique criteria within a few moments of the instant database results. We can provide a percentage score or alpha character score.

A sample Scorecard appears below